WHAT IS INDIA STACK?
IndiaStack is a set of APIs that allows governments, businesses, startups and developers to utilise an unique digital Infrastructure to solve India’s hard problems towards presence-less, paperless, and cashless service delivery. The Open API team at iSPIRT has been a pro-bono partner in the development, evolution, and evangelisation of these APIs and systems.
INDIA STACK PROVIDES 4 DISTINCT TECHNOLOGY LAYERS
Presenceless layer
Where a universal biometric digital identity allows people to participate in any service from anywhere in the country
Paperless layer
Where digital records move with an individual's digital identity, eliminating the need for massive amount of paper collection and storage
Cashless layer
Where a single interface to all the country's bank accounts and wallets to democratize payments
Consent layer
Which allows data to move freely and securely to democratize the market for data
THE EVOLUTION OF INDIA STACK
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2009
UIDAI was created with the objective to issue Unique Identification numbers (UID), named as "Aadhaar”.
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2010
UIDAI launched Aadhaar Auth API even before the first Aadhaar was issued.
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2011
NPCI launched Aadhaar Payments Bridge & Aadhaar Enabled Payments System which uses Aadhaar number as a central key for electronically channelizing the Government benefits and subsidies.
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2012
UIDAI launched eKYC which allows businesses to perform Know Your Customer verification process digitally using Biometric or Mobile OTP.
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2015
CCA launches eSign as an open API to facilitate an Aadhaar holder to digitally sign a document and MeitY launches DigiLocker, a platform for issuance and verification of documents & certificates in a digital way, thus eliminating the use of physical documents
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2016
NPCI launches Unified Payments Interface, the most advanced public payments system in the world to revolutionise digital payments in India
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2016
NeGD launches DigitalLocker, a a platform for issuance and verification of documents & certificates in a digital way
HOW DOES IT AFFECT INDIA?
Citizens
Brings millions of Indians into the formal economy by reducing friction.
Software ecosystem
Fosters innovation to build products for financial Inclusion, healthcare & educational services at scale.
Government
Brings a paradigm shift in the way government services are delivered in a transparent, accountable and leakage free model.